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Pawnbroking

Unlock the value of your valuables

Pawnbroking

Unlock the value of your valuables

Pawnbroking

Swap unwanted items for fast cash at a Cash & Cheque Express pawn shop

Need access to some fast cash? Looking for a short term loan but without the hassle of a lengthy application process? Then a visit to your local Cash & Cheque Express pawn shop could be just the ticket!

Pawnbroking isn’t a new concept by any means, and the fact that pawnbrokers have been around since the 13th century shows that it’s a tried-and-tested method of raising cash quickly. Nothing much has changed over the years – just like in the ‘good old days’, you simply choose an item of value that you own, and use it as collateral for a loan.

Cash & Cheque Express is one of the biggest names in modern pawnbroking, giving you the opportunity to get ‘value from your valuables’… plus you’ll benefit from our great loan-to-value ratio and fast and friendly service too!

Quick, convenient and no credit checks!

  • Our pawnbroking services are easy to use and we’ll always offer you clear terms and fair evaluations – and the best thing is that unlike other types of loan, you won’t be subject to a credit check!
  • Most people use a pawn shop because they need a quick solution to a short term cash flow issue – because you can get cash instantly, you can deal with those little financial hiccups without seeking more complicated, long term solutions.
  • You don’t have to wait: you can walk away with the money you need, there and then.

How do pawn shops work?

It’s really simple – we’ll give you instant cash in return for leaving your goods with us as a ‘pledge’.

All you need to do is:

  • Bring your goods to your local Cash & Cheque pawn shop
  • Our trained staff will offer you a loan based on the value of the item, and clearly explain the interest rate and repayment terms
  • If you agree to the terms, we’ll hand over the cash straight away, and keep your valuables safely stored away
  • Pay back the agreed amount within 6 months, and we’ll hand your item(s) straight back to you!

We offer fabulous, flexible repayment terms, allowing customers to reduce their interest by paying off of their pawnbroking loan:

  • At any time
  • At any amount
  • At any frequency

What type of valuables can I take to my local pawnbrokers?

We accept a wide range of items in our pawn shops, including but not limited to:

  • Jewellery

  • Watches

  • Electrical Items

  • Antiques

  • Mobile Phones

  • Cars

Is pawnbroking safe?

As members of the National Pawnbrokers Association, you have the reassurance that our services are regulated in accordance with the Consumer Credit Act 1974, and that the staff in all of our pawn shops adhere to its strict code of conduct. This means that your valuables are in the safest of hands.

If you need fast cash for any reason at all, pawnbroking could well be your best option – please feel free to call into your nearest store for any advice or further information.

Representative Example

Total Amount of Credit Monthly Payment Fixed Annual Interest Rate Total Amount Repayable Duration Representative APR
£120.00 £29.60 96.00% £177.60 6 119.04%

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